Savings clubs are local, community-led groups that empower members to manage their resources (both financial and environmental) and provide training and support to households for long-term planning and investment which are critical for the well-being of their communities and the ecosystems they rely on. At Rare, savings clubs act as a steppingstone for rural communities to the formal economy, facilitating adoption of sustainable financial behaviors to prepare households to engage with financial institutions.\u200b<\/p>\n\n\n\n
The first Rare savings clubs were introduced by Fish Forever in the Philippines in 2017 to provide small-scale fishing communities access to financial services. Since then, over 700 savings clubs have been established in six countries, reaching nearly 15,000 community members. \u200b<\/p>\n\n\n\n
Los clubes de ahorro proporcionan herramientas que crean comunidades m\u00e1s resistentes, m\u00e1s capaces de recuperarse de las crisis sin recurrir a pr\u00e1cticas pesqueras o agr\u00edcolas insostenibles.<\/p>\n\n\n\n
Hoy en d\u00eda, para muchas comunidades rurales, los clubes de ahorro son la primera introducci\u00f3n de un hogar a un m\u00e9todo sistem\u00e1tico para ahorrar, acceder a protecciones sociales y endeudarse mediante pr\u00e9stamos. Los clubes son tambi\u00e9n plataformas para que los miembros accedan a la formaci\u00f3n financiera impartida por Rare, se conecten a los servicios financieros y aprendan sobre la creaci\u00f3n de capacidades y el desarrollo de peque\u00f1as empresas.<\/p>\n\n\n\n