Savings clubs are local, community-led groups that empower members to manage their resources (both financial and environmental) and provide training and support to households for long-term planning and investment which are critical for the well-being of their communities and the ecosystems they rely on. At Rare, savings clubs act as a steppingstone for rural communities to the formal economy, facilitating adoption of sustainable financial behaviors to prepare households to engage with financial institutions.\u200b<\/p>\n\n\n\n
The first Rare savings clubs were introduced by Fish Forever in the Philippines in 2017 to provide small-scale fishing communities access to financial services. Since then, over 700 savings clubs have been established in six countries, reaching nearly 15,000 community members. \u200b<\/p>\n\n\n\n
Klub-klub tabungan menyediakan sarana yang membangun masyarakat yang lebih tangguh, yang lebih mampu pulih dari guncangan tanpa harus melakukan praktik-praktik penangkapan ikan atau pertanian yang tidak berkelanjutan.<\/p>\n\n\n\n
Bagi banyak masyarakat pedesaan saat ini, klub-klub tabungan merupakan perkenalan pertama rumah tangga terhadap metode sistematis untuk menabung, mengakses perlindungan sosial, dan mengakses utang melalui pinjaman. Klub-klub ini juga menjadi wadah bagi para anggotanya untuk mengakses pelatihan literasi keuangan yang disediakan oleh Rare, terhubung dengan layanan keuangan, dan belajar tentang pengembangan kapasitas dan pengembangan usaha kecil.<\/p>\n\n\n\n